Dividend Calculator
Project how a dividend portfolio grows over time. Model dividend reinvestment (DRIP), yearly contributions, dividend growth, share-price appreciation, and taxes — with a year-by-year breakdown.
Understanding the results
How is dividend income calculated?
Annual dividend income is your position's value multiplied by its dividend yield. A $10,000 position with a 4% yield pays about $400 per year, before taxes.
What is DRIP?
A dividend reinvestment plan automatically uses each dividend payment to buy more shares. Reinvested dividends then generate dividends of their own — the compounding engine behind most long-term dividend wealth.
What is yield on cost?
Your current annual dividend income divided by what you originally invested. As companies raise their dividends over time, your yield on cost climbs even if the market yield stays flat.
Are dividends taxed?
Qualified dividends are taxed at capital-gains rates (0%, 15%, or 20% for most filers); non-qualified dividends are taxed as ordinary income. This calculator applies your tax rate unless dividends are held in a tax-advantaged account — set the rate to 0 for an IRA or 401(k).
Ready to put it to work? Find dividend payers with the high-yield screener, or look up any stock's payout on its dividend page — for example Apple's dividend history.
Projections are hypothetical, assume constant rates, and are for educational purposes only. Not investment advice.